2183 Fairview Road Ste:211
Costa Mesa, CA 92627
Tel: 888-774-2009
Fax:949-381-5771
Email: rmsadri@Clarusifs.com
Lic#0820183
Most people insure their material possessions — their homes and cars, for example. But many people don’t insure what is probably their most valuable asset — their ability to work and earn income. If a person becomes sick or injured and can’t work, will that person be able to pay bills and maintain the same or similar standard of living?
The Physicians & Surgeons High Limit Disability Plan was developed specifically to meet the needs of these high-income earners.
As incomes increase, the issue and participation limits of traditional disability insurance carriers begin to decrease. To properly insure a highly compensated individual at 65% of income, multiple disability income policies are often required and are layered or “tiered” to provide sufficient income protection
Contact us for more Information or a premium quote
Disability insurance is one of the most important parts of a secure financial plan especially for highly compensated executives. PIU designed the High Limit Executive 400 Disability Insurance Plan with the white collar market in mind. This plan allows white collar executives to maintain their standard of living in case an injury or illness leaves them unable to work. With high issue limits and generous participation limits our Executive 400 Disability Insurance Plan will provide income security for your highly compensated clients. Disability insurance is invaluable for any person in any occupation; a plan like this one will ensure clients can continue their standard of living despite a debilitating accident or sickness. PIU has over 50 years of underwriting experience; we will help you expertly explain disability plan options to your clients to adequately protect their incomes.